Maybe you've meant to start a plan for years. Or maybe you signed one a decade ago and haven't looked at it since. Either way, there's a quiet worry it won't hold up, and that your kids could end up in probate court sorting out what you meant to handle.
That's not a failure on your part. Most plans get signed and never funded or updated. Polaris was built to fix exactly that.
Missouri looks back five years at transfers when someone applies for Medicaid nursing home benefits. That's called the lookback period. Assets you protect more than five years before you need care are treated very differently from assets moved at the last minute.
This is why the best time to plan is before there's a crisis, while you have more options. We'll walk you through your choices in plain English, with no pressure.
Scott Stork is dedicated to helping families protect what matters most through thoughtful estate planning and clear legal guidance. He believes clients should not only have a plan in place, but fully understand how it works for their future.
Raymond Chandler focuses on helping families avoid conflict and uncertainty through proactive estate planning. Known for his approachable style, he simplifies complex legal matters so clients can make informed decisions with confidence.
Anne Harris works closely with clients to create personalized estate plans tailored to their goals, concerns, and family needs. Her detail-focused approach helps ensure every plan is both practical and easy to understand.
Marcus Tecarro helps clients build customized estate plans designed around their unique circumstances and long-term objectives. He takes the time to listen carefully and guide families through every step of the planning process.
Most families think there will be time to get a plan in place. Scott Stork and Raymond Chandler know better.
The day before a friend died, Scott was at the hospital trying to get his documents signed so his wife and young son would be protected.
Raymond watched his own extended family fight over property after a loved one died, because no one planned ahead.
These experiences are what drove them to build Polaris.
The Polaris team takes the time to know your family and stays with you long after the documents are signed. That way, your family never goes through what Scott & Raymond saw firsthand.
Scott Stork & Raymond Chandler
Every plan starts with one question: what matters most to your family? For many St. Louis County families, the answer is keeping the house and savings safe if long-term care is ever needed. We build your plan around your life, not a template.
A good plan also helps your family avoid probate, so the people you love aren't left with court paperwork on top of everything else.
Our three-step process takes you from your first conversation to a funded plan that's ready for whatever comes next, including long-term care.
We listen before we advise. You'll tell us what you have, what you're worried about, and what you want for your family, whether that's keeping the house, preparing for nursing home costs, or avoiding probate. Everything we build starts here.
We will design a plan built for your life, not a template. Your home, your savings, Missouri's Medicaid rules, and your family's dynamics all come into focus here, so your plan is ready for a health crisis, not just the best-case scenario.
You sign your plan, and we help retitle your home and accounts into it so it actually works. After that, we stay your planners for life, updating your plan as your health, family, and Missouri law change.
We don't close files. We build relationships. A plan drafted once and never revisited is a plan that can still fail the people it was meant to protect. We stay in it with you. - Polaris
based on
200+ reviews
Amazing staff! Very professional, even more personable! Each of them is always pleasant, patient, kind and compassionate! I am confident that my affairs are in the best possible order based on their knowledge and expertise! Thank you, Polaris, for giving me peace of mind!!
Marcus was incredibly helpful and kind throughout this process, helping my parents navigate the intricacies of setting up their trust. The rest of the staff has also been kind and helpful, and we can all rest easier knowing that our future is safeguarded.
I used Polaris to create a trust and it was a great experience. They explained the process and all the paperwork in a way that was easy to understand. Ane, an attorney at Polaris, was very knowledgeable and she clearly takes pride in her work. I would not hesitate to recommend Polaris to friends and family for any estate planning.
The lawyers and staff at Polaris are awesome in every way! They are companionate, efficient and very knowledge. They took the time to explain everything and individualized our estate plan perfectly. We were very well taken care of and feel at peace moving forward. Thank you!
Scott has been our Estate Planner since 2016. We have been very satisfied with the service and attention that Polaris has given us. Once you have become their client, you are totally taken care of as far as keeping your affairs in order and up to date. We would recommend them to anyone that needs to get their estate in order and keep it there.
Polaris Law Group does a great job of taking the time to make sure you have an estate plan that is tailored specifically for your individual needs. They are very flexible and willing to work with you whenever changes are needed. They also do a great job of making sure they are aware of any changes in the law. We have been very happy with their services!
Somewhere right now, a St. Louis County family is sitting in a hospital room, learning what nursing home care costs and realizing they never planned for it. You don't have to be that family. A plan built now keeps your options open later.
We’re a full-service law firm focusing its practice in the areas of estate planning, elder law, business planning, and probate and estate administration.
© 2026 Polaris Law Group, LLC.
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721 Emerson Road, Suite 120 Creve Coeur, MO 63141
